[/caption] Even an overcast day can offer some great photo opportunities. This is especially true when you have calm waters and the foliage is starting to turn there golden fall colors. Even though the morning was completely overcast and the winds were starting to pick up, I was fortunate to take advantage of the many other things that help make taking pictures priceless. It helps when you have a fast moving river that’s completely calm which helped create a nice reflection from the buildings and it’s also helpful when the trees along the waterfront are starting to show their fall colors. Even though the scene could have been better, I was actually pretty happy with how some of my photos turned out. Especially since I was able to get some great shots that have eluded me before. I was using my Sigma 17-70mm lens and set the focal length at 38mm in order to frame this particular shot. I set the ISO at 100 and kept the white balance at 0. I had the camera made at Program so the aperture was at F-4 and the shutter speed at 1/60 seconds since I did attach my CIR-PL and warming filter in order to saturate the sky. I also made sure to use my tripod, remote switch and bubble level to ensure that I wouldn’t have any blur or camera shake due to the low light.